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Super Visa (Parents & Grandparents) • Medical Insurance • Host Income • London | Brampton

Canada Super Visa — longer visits for parents & grandparents, packaged clearly for officer review.

Super Visa is a long-stay visitor option for parents and grandparents of Canadian citizens or permanent residents. We build your file around the essentials: relationship, host income (minimum necessary income), paid medical insurance, medical exam, and strong temporary intent.

★ Super Visa Medical insurance (paid) Host income (minimum necessary income) Medical exam Temporary intent strategy

Disclaimer: This page provides general information only and does not constitute legal advice. Requirements can change.

1) What is Super Visa

Super Visa is designed for parents and grandparents visiting their children or grandchildren in Canada. It’s still a temporary resident application — which means the officer must be satisfied you will comply with conditions and leave Canada at the end of your authorized stay.

IRCC summary (official)

  • A super visa lets you visit your children or grandchildren for 5 years at a time. It’s a visa that provides multiple entries for a period of up to 10 years.
  • There are specific requirements for a super visa, including the need for health insurance. You must meet all the criteria to be eligible.
  • If you want to stay for 6 months or less, apply for a visitor visa.

How approvals are built

  • Clear purpose + realistic duration
  • Host income correctly calculated and proven
  • Paid insurance meeting IRCC rules
  • Medical exam handled correctly
  • Strong ties + consistency across forms/documents
Quick check
Not sure if the applicant needs a TRV or eTA to travel? Use the official tool: Check visa/eTA →

2) Eligibility (who can apply)

Eligibility typically focuses on the relationship to the host in Canada, the host’s status and income, and the applicant meeting admissibility and temporary intent requirements.

Applicant

  • Must be a parent or grandparent of the host
  • Must be a genuine visitor (temporary intent)
  • Must meet admissibility and may need biometrics/medical steps
  • Must apply from outside Canada (general rule)

Host (child/grandchild in Canada)

  • Must be at least 18 and living in Canada
  • Must be a Canadian citizen / permanent resident / registered Indian
  • Must meet minimum necessary income
  • Must provide a letter of invitation with required details
Important
Super Visa is not a “guaranteed entry” document. Even with approval, a border officer can ask for proof of insurance and supporting documents on arrival.

3) Medical insurance requirements (Super Visa)

Super Visa requires specific proof of health insurance. The insurance must be documented clearly and must meet IRCC’s conditions.

Insurance must meet these rules

  • a Canadian insurance company, or
  • an insurance company outside Canada that is authorized by the Office of the Superintendent of Financial Institutions (OSFI) under the Insurance Companies Act to provide accident and sickness insurance, and appears on OSFI’s publicly available list of federally regulated financial institutions, and has issued or made the policy during the course of its insurance business in Canada.
  • is authorized by the Office of the Superintendent of Financial Institutions (OSFI) under the Insurance Companies Act to provide accident and sickness insurance, and
  • appears on OSFI’s publicly available list of federally regulated financial institutions, and
  • has issued or made the policy during the course of its insurance business in Canada.

What we check before filing

  • Policy wording matches IRCC criteria (not just “similar”)
  • Proof shows the actual insurer/underwriter clearly
  • Payment evidence is included (quotes are a common refusal trigger)
  • Dates align with the travel plan + entry expectations
Officer-friendly packaging
We include a short insurance summary + highlight coverage, validity, payment, and insurer details so officers can verify quickly.

4) Host income (minimum necessary income)

The host must meet the minimum necessary income threshold based on family size. Family size calculations must be accurate and consistent with the invitation letter and evidence.

Minimum necessary income table (IRCC)

Updated by IRCC (see official link) • Source: IRCC eligibility page →
Family members Funds needed (CAD)
1 $30,526
2 $38,002
3 $46,720
4 $56,724
5 $64,336
6 $72,560
7 $80,784
Each additional +$8,224
Tip: We prepare a simple family-size explanation and align it with CRA/employment proof to avoid “income not satisfied” refusals.

5) Documents checklist

A strong Super Visa file is not about uploading “more documents.” It’s about a clear, consistent story supported by the right evidence.

Applicant (parent/grandparent)

  • Passport(s) + travel history (if available)
  • Relationship proof to the host
  • Home ties evidence (family, property/lease, obligations)
  • Purpose of visit + realistic itinerary
  • Truthful disclosures (previous refusals, prior travel, history)

Host (child/grandchild in Canada)

  • Status proof (citizenship / PR / registered Indian proof)
  • Invitation letter with required details
  • Income evidence supporting minimum necessary income
  • Accommodation plan (helpful where relevant)
  • Support plan (who pays what + proof)

Insurance + medical

  • Insurance policy meeting IRCC requirements + proof of payment
  • Medical exam steps handled per IRCC instructions
  • Clean document naming and labeling for officer review

High-impact “clarity” items

  • Purpose letter matching evidence (no contradictions)
  • Family-size calculation explanation (simple + consistent)
  • Explanation of large deposits or financial changes (if applicable)
  • Refusal-response strategy (if previously refused)

6) How to apply

IRCC’s application flow includes specific document requirements and an online application process for most applicants.

IRCC apply rules (official)

  • You must be outside Canada when you apply for a super visa.
  • If you need a super visa to travel to Canada, you must apply online for one. Only online applications will be accepted and processed. However, you can apply on paper if either
  • a promise of financial support for the duration of your visit
  • the list (including name and date of birth) and number of people included in the family size calculation
Source: IRCC→

How we reduce delays

  • Pre-check: eligibility, visa vs eTA pathway
  • Invitation letter aligned to income and family-size proof
  • Insurance documented as compliant and paid
  • Clean exhibit order + labeled uploads
  • Proactive explanations for risk points

7) After you apply

After submission, IRCC may request additional steps such as biometrics, medical exam, interview, or additional documents. If approved, you’ll receive instructions to finalize travel documentation.

IRCC “after you apply” highlights

  • We’ll check your application to make sure you have all the documents you need.
  • go to an interview with one of our officials
  • send more information
  • get a medical exam
  • get a police certificate

Travel preparation (best practice)

  • Carry proof of paid insurance and key supporting documents
  • Keep passport validity aligned with travel timelines
  • Keep visit plan consistent with what was submitted
  • If insurance expires during stay, renew/maintain as needed

8) Common refusal reasons

Super Visa refusals often happen when the officer is not satisfied about temporary intent, or when required elements (income/insurance/consistency) are unclear.

Top refusal triggers

  • Insurance not compliant or not paid (quote only)
  • Host income proof weak or family-size miscalculated
  • Unclear purpose or unrealistic duration
  • Weak ties to home country / temporary intent not satisfied
  • Inconsistencies across forms and supporting documents

What we do differently

  • Clean and verifiable purpose narrative
  • Income + family-size explanation aligned with evidence
  • Insurance summarized clearly (coverage, validity, payment)
  • Risk-point explanations before the officer asks
  • Refusal re-application strategy (if refused before)

FAQ

How long can parents and grandparents stay with a Super Visa?

Super Visa is intended for longer stays than a regular visitor visa. The authorized stay depends on IRCC rules and the border officer’s decision at entry. For official guidance, see IRCC’s Super Visa pages.

Does Super Visa still require “temporary intent”?

Yes. Super Visa is a temporary resident category. Applicants must still satisfy the officer they will comply with conditions of stay and leave Canada at the end of their authorized visit.

What insurance is required for Super Visa?

The policy must meet IRCC requirements (coverage, validity, payment evidence, and acceptable insurer rules). Quote-only insurance commonly leads to refusals.

Can I re-apply after a Super Visa refusal?

Yes — but re-applying with the same documents and same narrative often results in another refusal. A structured refusal analysis and improved evidence strategy is recommended.

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